Credit
Officers / Relationship Officers - Micro Credit and SME
The
Credit Officer through teamwork will effectively handle credit function
operations in order to ensure a profitable line of business and a quality loan
book, while reporting to the Branch Manager.
Key
Duties
·
Foster business growth objectives
·
Recruitment of new clients
·
Risk Management: Credit risk analysis and evaluation
·
Undertake credit appraisal to vet all credit proposals
·
Sound understanding of lending in microfinance indurstry.
·
Ensure all amounts disbursed are collected by the due date.
·
Monitoring and administration of credit performance through
reports
·
Ensure Compliance with Credit policies and procedures
·
Work hand in hand with SCL team to source for new business
·
Relationship Management
·
Branch support and Carry out inspection on credit/lending issues
Minimum
qualification and experience required:
·
Bachelor’s degree or diploma in business/Finance/Social Science
related field
·
Lending and relationship management experience to create a
balance between credit risk and customer service
·
At least three (3) years’ experience in a credit function of a
financial institution handiling Micro and SME clients.
·
Have an excellent interpersonal, organizing and people
management skills.
·
Excellent communication and presentation skills, with outstanding
reporting skills.
Application:
If you
meet the above requirements, please apply in confidence to hr@speedcapital.co.ke.